Your background — adjusts success probabilities
How this calculator works
Expected value weights net financial gain by success probability, minus the downside if the pivot fails.
Transition costs combine direct investment with income lost during retraining.
Personalised probability adjusts the base success rate based on your background. A science degree raises Medical Writer probability; management experience raises Content Strategy.
Breakeven shows when cumulative pivot income first exceeds what you'd have earned staying in copywriting.
Government pension roles carry 28.97% employer contribution — adding £12–15K/year in hidden compensation.
Counter-evidence — every card also shows "Why this might not work" to help you weigh both sides.